The Forgotten 1's Memory Page: 2010

Tuesday, December 7, 2010

My Marriage...

Began on May 6, 2000. It was one of the happiest days of my life.
Fast forward 10 years and 6 months, and I don't even know if I want to continue being married.

That started more than 5 months ago. I can't even begin to pinpoint exactly when I started...falling out of love with my wife, but I will say this: it wasn't any one thing that did it, and it wasn't something that happened over the course of months, but rather, over years...how many? I don't know for certain, but I suspect that it began with that first incident well over 8 years ago. We were at Deacon Collins house for Memorial Day, and I distinctly remember laughing and carrying on with some of the brothers outside, and Moretta said something...exactly what it was I cannot remember for certain, but what I do remember is that it was something along the lines of "you shouldn't be acting like that..." It froze me cold. Here I was, enjoying myself, having fun, not doing anything that could have been misinterpreted or construed as outside the bounds of Christian conduct, and my wife comes out of nowhere and tells me how I should behave. When we got home, we spoke about it...to the point where I went upstairs to my bedroom and muttered to myself "it's not fair, it's not fair", and as I was muttering, I was also spinning around, swinging my hands in the air and kicking the air. Unfortunately, my kick landed in the wall. Left a hole in the wall. It scared her. I was supposed to preach in that next evening's service, but I called my pastor that morning and told him that I would not be able to preach in the evening service. The details of that meeting are unimportant except for two things: Moretta was "embarrased" that she had to meet with me in the pastor's office, and I was held accountable for "making things right", as all issues she had with me were my fault. Oh, and there was an admonishment for us to pray together. Tried to set that up, hmph. She had more important things to do.

Something she said today in the marriage counselor's office crystallized for me what my problem with this marriage has always been. In recounting the event that landed me in therapy, the marriage counselor asked Moretta how she felt about the incident when it happened. "I was devastated", was Moretta's reply, "it was all in the paper and everything. His actions don't just affect him, they affect everybody".

Wait. Never in 10 years of teaching prior to this had any such event happened, it was totally out of character for me, and her response was "I was devastated, because his actions don't just affect him, they affect everybody"??? Not "wait, that's not my husband, something else was bothering him"? Not "It's gonna be alright, I know why you're so stressed out"???

The problem is, there was another problem altogether. I was assisting an elderly gentleman who had passed out that Sunday, by calling the ambulance and relaying the information. One of the man's nieces came out and started causing a scene with me, to the point where I had to leave the premises shortly after the arrival of the ambulance and police. Apparently as I was trying to get away from the woman, I brushed her aside; she called it being "pushed" and decided to call Moretta and tell her that I had pushed her. Mind you, I was already agitated over the woman's behavior towards me while I was assisting her uncle, and I had spoken to my wife about it. But did my wife say to me, "calm down, don't worry about it"? No. She questioned whether I had said or done anything to start with the woman. And, when the woman called and said I pushed her, Moretta started giving me the third degree. Instead of her saying to the woman, "I know my husband, he didn't push you, and if he did, it was an accident and not on purpose", she gave me the third degree, asking me if I had. At the time, I knew that I had not pushed her (at least not with my hands or deliberately), so I told Moretta so...but inside, I was totally aghast. Here is the woman who is supposed to know me and love me, and instead of supporting me and loving me, and helping me to deal with this incident, she's making it worse. I have nobody to talk to, no one to love me, really love me.

It took my mother to realize that there was something else going on. She told me, that when a man has love and support at home, stress doesn't get to him. He is able to manage the curveballs that life throws at him, because he has a support base. I didn't have that. That's why I snapped that day in my classroom.

Monday, November 22, 2010

If I Had an Extra $220 In Savings from Buying Ink Cartridges, I Would…

Wow, $220. That’s really a lot of money to save just from buying ink cartridges, don’t you think?

Seriously, though, when I think of spending any type of money on charitable causes, I usually don’t limit myself to such a small amount, only because I know that most issues that need to be addressed could never be satisfactorily addressed by such a meager amount.

But sometimes it’s not the amount that matters, just the idea that you thought enough of the cause to contribute anything in the first place.

So, what would I do if I had $220 in savings from buying ink cartridges?

Assuming that I would save $220 annually from buying ink cartridges, I would

- defray the cost of books for a senior entering college. College textbooks have always been expensive, and not all scholarships can be used for such purposes;

- expand on the idea above by creating a scholarship fund for the purpose of paying for a student’s freshman year textbooks in their entirety; the $220 would only be the initial start-up money for the scholarship and I would encourage others in the community to contribute or match my initial donation;

- donate the money to the local Police Activity League, which provides after school tutoring and other programs for urban school children that boosts their performance in school;

- purchase an assortment of toys to donate for the Toys for Tots program;

- purchase needed food items for donation to a local soup kitchen during the holiday season.

As you can see, I don’t think I could make up my mind about any one use of the savings I would acquire if I were able to save $220 just from buying ink cartridges. But all of the programs and/or events that I would donate my savings to be worthwhile causes, IMHO, and it sure beats plowing that savings into buying more ink…

This post is for the ActiveRain 'I could save $220 with Kodak Contest. I have a chance to win a free Kodak Printer, $$220 in cash to use for the idea in my blog post, and an extra $100 to use toward ink!.

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The Contest:

Create a blog post that details what you would do with an extra $220 this year. Get creative. Posts must be a minimum of 200 words and a maximum of 500 words.

1. Include: '$220 in savings' in the title of your blog post somewhere

2. Mark your post for the 'ActiveRain' channel and include it in the topic 'I can save $220'

3. Post a link to your blog post on the Facebook fan page wall of both ActiveRain and Kodak. In the 'write something' section, include 'If I saved $220 this year I would.........(and finish the sentence)'.

(This one is optional. The Facebook terms of service don't allow us to make this a requirement)

4. Follow @kodakrealestate on Twitter

5. On your twitter account, make a tweet, with a link back to your blog post that includes '@kodakrealestate If I saved $220 this year I would........ (and finish the sentence)'.

6. In the footer of your post include: "This post is for the ActiveRain 'I could save $220 with Kodak Contest. I have a chance to win a free Kodak Printer, $$220 in cash to use for the idea in my blog post, and an extra $100 to use toward ink!."

7. Posts must be written and all requirements fulfilled by November 23rd, 2010 at 11:59pm Eastern Time. We will announce the two winners on November 30th, 2010.

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The Prizes:

1. All posts written for the contest will receive 2000 ActiveRain points.

2. Two lucky agents will be selected by a panel of judges (including staff from Kodak and ActiveRain) to receive: a free Kodak printer (Kodak ESP 6150 Office), $100 cash for ink or office needs, and $220 cash to spend on their idea from their blog post. One winner will be selected at Random from all participants and one winner will be selected based on the creativity of their post.

3. Kodak will ship the printer free to the winners and also send a check for the $320 cash prize via ActiveRain.

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Posted via email from greaterwaterburyrealestate's posterous

Monday, July 26, 2010

Requiem For A Marriage...

When do you walk away?
How do you let go?
Why do you still hold on
to a love grown cold?
When is it time to say goodbye?
Why hold back tears we
are meant to cry?
Memories that once brought joy
become bittersweet
No smile at the thought
of pleasures past
A wistful sigh so deep
betrays a love
that could not last
The touch that once
brought a thrill
Ceases to bring silent wonder
Excitement gone
from the voice
that once showed so much hunger
for the presence
of the other...

The love died...
hearts sighed...
and souls cried...

Friday, June 25, 2010

Waterbury, CT Taxes - What To Do About It?

Waterbury, CT Taxes – What To Do About It?

Waterbury, CT taxes – what to do about it? On Friday, June 11, 2010, the Waterbury, CT Board of Aldermen, by a 9 to 6 vote, elected to raise the mill rate in Waterbury, CT by 1.9 mills, from 39.92 mills to 41.82 mills, thus increasing taxes for Waterbury, CT residents. The tax increase for Waterbury, CT goes into effect on July 1, 2010.

Below is a summary chart which reflects the tax increase a Waterbury, CT residential homeowner (including condo and multi-family owners) would see in their upcoming tax bill based on the assessed value of their property. Waterbury, CT real estate taxes are assessed at 70% of the homes’ fair market value as determined by the Waterbury, CT Assessor’s Office.

Assessment	Current Taxes	Tax on 7/1/10	Increase	Assessment	Current Taxes	Tax on 7/1/10	Increase
50,000	1996	2091	95	210,000	8383	8782	399
60,000	2395	2509	114	220,000	8782	9200	418
70,000	2794	2927	133	230,000	9182	9619	437
80,000	3194	3346	152	240,000	9581	10037	456
90,000	3593	3764	171	250,000	9980	10455	475
100,000	3992	4182	190	260,000	10379	10873	494
110,000	4391	4600	209	270,000	10778	11291	513
120,000	4790	5018	228	280,000	11178	11738	560
130,000	5190	5437	247	290,000	11577	12157	580
140,000	5589	5855	266	300,000	11976	12546	570
150,000	5988	6273	285	310,000	12375	12964	589
160,000	6387	6691	304	320,000	12774	13382	608
170,000	6786	7109	323	330,000	13174	13801	627
180,000	7186	7528	342	340,000	13573	14219	646
190,000	7585	7946	361	350,000	13972	14637	665
200,000	7984	8364	380	360,000	14371	15055	684

If you are a Waterbury, CT resident and you want to know what your Waterbury, CT real estate assessment is, you can find the information at the Waterbury, CT Assessor’s Office, located at 26 Kendrick Street.

So, what can we as Waterbury, CT residents do about this tax increase?

· Contact the Waterbury, CT Board of Aldermen to register your complaint about the unfair tax burden that this tax increase poses to you.

· Attend upcoming Waterbury, CT Board of Aldermen meetings to voice your concerns about the impact of this tax increase.

· File an appeal of your Waterbury, CT real estate assessment with the Waterbury, CT Assessor Board of Appeals. There is a time limit by which you must file your appeal, so visit the Waterbury, CT Assessor’s Office for more information.

An item of interest that Waterbury, CT residents should be aware of: revaluation, the process by which the Waterbury, CT Assessor’s Office is to determine the fair market value for all real property in the city, is, according to state statute, due every five years. Waterbury, CT last underwent the revaluation process in 2007, right at the time when real estate values had reached their zenith and were beginning to plummet. The next revaluation for Waterbury, CT is due to occur in 2012.

Posted via email from greaterwaterburyrealestate's posterous

Thursday, June 24, 2010

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Webster Bank Ice Cream Give-Away

Webster Bank, headquartered in Waterbury, CT, is sponsoring a ice cream truck that has been traveling throughout the area and surrounding states delivering free frozen treats.

The Webster Ice Cream Truck will be in Waterbury, CT on June 26, 2010 from 10:00 a.m. until 4:00 p.m., stopping at the Brass Mill Center Crime Stoppers event from 12:30 to 4:00 p.m.

Catch the truck on its route or stop by the Brass Mill Center to get your free ice cream treat!

Posted via email from greaterwaterburyrealestate's posterous

Friday, June 4, 2010

Let it be me Pastor David g Evans

Monday, May 31, 2010

Waterbury, CT Relay For Life Event June 5-6, 2010

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Starting Saturday, June 5, 2010 at 8 a.m., and ending on Sunday, June 6, 2010 at 8 a.m., the American Cancer Society will be having its annual Relay for Life at Crosby High School, located at 300 Pierpont Road in the city’s East End. Many teams from schools across the city, as well as volunteer organizations will be paricipating in the Relay for Life event to raise money to support cancer research and those who have fought the disease and won, as well as to remember those who lost their battle with cancer. You can visit the Relay for Life website for more information.

Posted via web from greaterwaterburyrealestate's posterous

Memorial Day: A Waterbury History

Memorial Day: A Waterbury History

Memorial Day, originally known as Decoration Day, was a day established by former Civil War Union veterans to commemorate those who died in the struggle to save the Union. Started on May 30, 1868, Decoration Day was commemorated in the northern states until the turn of the century, and throughout the country thereafter. After World War I, the day was set to include those who participated in all wars in which Americans served and died. The term “Memorial Day” was first used in 1882, but did not become the common name for Decoration Day until after World War II. Memorial Day was officially designated a national holiday in 1971.

In Waterbury, there are several monuments and memorials commemorating those who died in the service of our country from the Waterbury area. At the roundabout in Waterbury, at the western end of the Green, is a monument erected in memory of those who served in the Civil War. On the south face of the monument’s pedestal is an inscription for those who perished in the war; on its’ north face is an inscription commemorating those veterans who survived the war. The last Civil War veteran from Waterbury died in 1885.

A memorial commemorating all those who served and died in any American war lies at the western end of the Waterbury Green, and wreaths were left there during and after the Memorial Day Parade and activities on the Green on Sunday

New monuments were dedicated Sunday as a part of the Memorial Day activities for those Waterbury residents who are/were POW/MIA’s, and a Freedom Tree was planted in their memory.

At the southwestern corner of Library Park, at the foot of the stairwell from the park close to the I84 off ramp to Meadow Street, are a series of memorials dedicated to those Waterbury residents who served in World War I, or as it was known at that time in Waterbury, as The Great War for Democracy, 1917-1919.

Freight Street has also been dedicated as Veterans’ Memorial Boulevard. At the end of Freight Street, the bridge crossing over the Naugatuck River has been dedicated as the Pearl Harbor Memorial Bridge. On one side of the bridge, there is a plaque dedicated to those from Connecticut who died in the attack on Pearl Harbor.

See the full gallery on posterous

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Wednesday, May 19, 2010

BeBe Winans - But God - (Ron Winans Family & Friends Choir IV)

Sunday, May 16, 2010

Meriden-Woodtick Waterbury, CT Real Estate - Market Update May 2010

MERIDEN-WOODTICK WATERBURY, CT REAL ESTATE – MARKET UPDATE MAY 2010

Here’s a look at the latest statistics for the Meriden-Woodtick section of Waterbury’s East End real estate market:

Active Listings	26
New Listings	0
Average List Price	$160,527
Median List Price	$159,900
Average Sq. Ft.	1401
Median Sq. Ft.	1350

There are 26 homes for sale in the Meriden-Woodtick section of Waterbury CT’s East End community, two of which were placed on the market in the last month. The average size of the homes for sale in the Meriden-Woodtick neighborhood has remained the same in comparison to similar neighborhoods relative to the prices being asked for them. Here's a breakdown of the prices of homes for sale in the Meriden-Woodtick Waterbury, CT neighborhood:

List Price	Houses	%
< 100,000	2	8
100,001-150,000	10	38
150,001-200,000	9	35
>200,001	5	19

And these are the recently added homes for sale in the Meriden-Woodtick area of Waterbury’s East End:

Address	L/Price	ADOM
9 BETH LN	142,900	8
825 FROST RD	149,900	20

You can search for homes for sale in the Meriden-Woodtick and surrounding East End neighborhoods of Waterbury, CT by visiting William’s Places!

Now, for a look at what has sold in the Meriden-Woodtick area:

Closed Listings – 3	Average	Median
Days on Market	158	158
List Price	$101,900	$89,900
Sale Price	$93,933	$82,500
Sq. Ft.	1140	1092
LP/Sq. Ft.	$95.80	$82.33
SP/Sq. Ft.	$88.67	$75.55
SP/LP Ratio	92%	92%

The Meriden-Woodtick area of Waterbury’s East End saw slight decreases in the number of homes that sold, and in the average sales prices of those homes that did sell in April, compared to March.

These were the three homes that won the homes sold contest in the Meriden-Woodtick neighborhood of Waterbury’s East End:

Address	L/Price	S/Price	DOM
92 BAGLEY TER	89,900	82,500	5
9 BETH LN	142,900	135,000	7
574 FROST ROAD	72,900	64,300	308

Prior Meriden-Woodtick Waterbury, CT Real Estate - Market Updates can be accessed by clicking on the link.

Posted via web from greaterwaterburyrealestate's posterous

Saturday, May 15, 2010

Questions for the Potential Seller in the Greater Waterbury, CT Area, Part 1: When Should I List My Home?

Questions For The Potential Seller in the Greater Waterbury, CT Area, Part 1: When Should I List My Home?

Questions for the Potential Seller in the Greater Waterbury CT Area: When Should I List My Home?

city view

If you are a potential seller in the Greater Waterbury, CT area (that would be Waterbury and the surrounding towns of Watertown, Plymouth, Wolcott, Prospect, Naugatuck, Middlebury and Southbury), then the question of when should I list my home is one of the most important questions that you can ask yourself before you actually put your home on the market.

The question of when should I list my home is very much dependent on the question why am I selling my home?

sellers

Just as buyers have specific needs and wants that drive them to buy a home, you as potential sellers also have specific needs and wants that compel you to put your home on the market for sale. And just as needs always trumps wants as motivating factors for why people want to buy a home, the need to sell always trumps the want to sell.

sellers

The potential seller who has a time element attached to their need to sell is the most motivated seller that we as Realtors meet. Whether it is an impending foreclosure, job/military relocation, or any number of life changing events that require you to divest yourself of your most important possession, the key to answering the question of when should I list my home depends on how much time you have between now and your scheduled move. Your answer for when should I list my home, along with your answers to what price should I list my home at, and how can I prepare my home to be sold, will be the deciding factors that determine if your house will actually sell, no matter what market we are in.

But what if I don’t need to sell, but still want to sell my home?

There are several scenarios which can conceivably create the desire to sell a home – financial distress, desire to downsize, burden of home maintenance, divorce, among other things – that make selling your home at any time seem like a worthwhile proposition. However, there are some issues that you should consider first before listing your home (and some of these also apply to need to sell sellers, as well):

§Condition. Is your home ready for sale right now? Your home being ready for sale typically includes maintaining the outside of your home for maximum curb appeal, and addressing any needed repairs inside the home. If you do not need to sell, then you can use the time before you actually put your home on the market to start and complete any major upgrades or renovations/repairs. This aspect will be discussed more fully in Part III: How Can I Prepare My Home For Sale?

§The Value of Your Home. The market determines what price your house will sell for, and a Realtor will inform you of that fact. The fact is, need to sell sellers are more willing to list at the correct price than want to sell sellers. Are you willing to let your home sit on the market with possibly no activity, and require a price reduction? This aspect will be discussed more fully in Part II: What Price Should I List My Home At?

§Selling seasons. Typically, the majority of sellers anticipates a rush of buyers during the spring and summer months, and so they list their homes for sale in March-April. The problem with following this mentality is that you now have more competition for buyers’ attention to deal with. In the buyer’s market that we are in today, that can absolutely be detrimental to your chances of selling your home.

sellers

The bottom line for you as a potential seller in deciding when to list your home for sale is that if you must sell your home, then time is of the essence for you to do what it takes to make sure that your home can be sold in the least amount of time for the most amount of money. The Realtor of your choice will (or at least should) give you guidance on what things need to be done to ensure the outcome that you desire.

If you do not need to sell your home, it would be advisable to wait until it becomes necessary for you to sell. You will be able to place your home on the market when there is considerably less competition, and you will have used the intervening time to help prepare your home for its eventual sale. However, the choice is, of course, up to you whether to list your home as for sale.

Next in the Questions for the Potential Seller in the Greater Waterbury, CT Area Series: What price should I list my home at?

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Questions for the Potential Seller in the Greater Waterbury, CT Area: Introduction

Questions For The Potential Seller in the Greater Waterbury, CT Area: Introduction

Questions for the Potential Seller in the Greater Waterbury, CT Area: Introduction

city view

Are you a potential seller? Have you been thinking about selling your home? If you live in the Greater Waterbury CT area (that would be Waterbury and the surrounding towns of Watertown, Plymouth, Wolcott, Prospect, Naugatuck, Middlebury and Southbury), the odds are that you are one among hundreds in your neighborhood who have been thinking of doing the exact same thing: taking the plunge and putting their house on the market.

There are many questions that you, as a potential seller, must ask yourself before you take the steps necessary for you to get your home sold. One question that many potential sellers ask themselves is “can I sell my home on my own?” While it is indeed possible to do so, the time and cost of doing so are definitely not in your best interests, as you will (more likely than not) receive less for your property than you desire and it will take more time to sell your home than usual. These are the major reasons why all sellers are recommended to hire a professional – a Realtor – who is knowledgeable about your local market conditions, can effectively market your home so that it can get sold in the least amount of time, and net you the most amount of money that the market will command for your home.

This series is not designed to address every question that will arise as you prepare to sell your home. There are certain questions that you should be prepared to receive an answer to –an answer which may, or may not, depending on your specific needs – not be acceptable to you at the time that you ask the question.

The key to answering those questions does not lie with the realtor you choose, however. The answer lies with you, the seller. In my experience, the most important questions that a potential seller can ask themselves before listing their home on the market are:

1. When should I list my home?
2. What price should I list my home at?
3. How can I prepare my home to be sold?

The following three posts in this series will address each of those questions in depth for the potential seller in the Greater Waterbury, CT area.

Posted via web from greaterwaterburyrealestate's posterous

The Forgotten 1's Memory Page

Tuesday, December 7, 2010

My Marriage...

Monday, November 22, 2010

If I Had an Extra $220 In Savings from Buying Ink Cartridges, I Would…

Monday, July 26, 2010

Requiem For A Marriage...

Friday, June 25, 2010

Waterbury, CT Taxes - What To Do About It?

Thursday, June 24, 2010

Untitled

Friday, June 4, 2010

Let it be me Pastor David g Evans

Monday, May 31, 2010

Waterbury, CT Relay For Life Event June 5-6, 2010

Memorial Day: A Waterbury History

Wednesday, May 19, 2010

BeBe Winans - But God - (Ron Winans Family & Friends Choir IV)

Sunday, May 16, 2010

Meriden-Woodtick Waterbury, CT Real Estate - Market Update May 2010

Saturday, May 15, 2010

Questions for the Potential Seller in the Greater Waterbury, CT Area, Part 1: When Should I List My Home?

Questions for the Potential Seller in the Greater Waterbury, CT Area: Introduction

Bucks Hill Waterbury, CT Neighborhood Tour

Lake Winnemaug, Watertown, CT

268 Old Colony Road, Watertown, CT Single Family Home For Sale

Upper Fulton Park Neighborhood Tour

Join Your Neighborhood Association In Waterbury, CT

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